Looking to purchase a home? We have the programs and products you require to fulfill your dreams.

Our goal is to get the right buyer into the right house with the best rate and the best terms.

How We Work

We will interact with the real estate agent, processor, underwriter, and closing agent to make sure the loan closes in a timely fashion.

Here are four different areas in which we may become involved during the home buying process.

1. Finding The Right Mortgage Offer
   Eroica will gather your information for assessing the your ability to secure financing. She will then gather loan options from various lenders for you to consider, while pre-qualifying you for a mortgage with those lenders at the same time. With a one-stop-shopping experience, Eroica can give the you access to many different loans and rates.
2. The Loan Application
   During this stage, Eroica will collect detailed information about your finances including income streams, assets, employment documentation, debts, expenses, credit reports, and will help you submit a mortgage application to the lender.
3. Loan Processing
   Eroica does not approve loans. After collecting a borrower’s financial information, she will help the borrower secure a competitive rate. Then, the lender verifies the accuracy and comprehensiveness of the buyer’s financial information. Once the information is confirmed, the loan is sent to the lender’s underwriter for approval.
4. Closing the Loan
   Closing the loan refers to the final step in the mortgage journey. Throughout the transaction, Eroica communicates with the borrower and the lender. The parties involved in the mortgage loan transaction sign all documents during this step.